10.27.07
Let’s Talk About Your Retirement
Make a cup of tea, unplug your phone, and read carefully. This little chat could change your future dramatically.
If you’re concerned about your retirement, you might have read Lee Eisenberg’s well -known book, “The Number” (the Number refers to the amount of money you need in liquid assets in order to retire), and you believe you need more than $1,000,000. The rising cost of medical care and the increasing cost of living in North America will ensure that many of us will be broke, scared, and sad in our old age. One dreads the thought of being a bagger at SafeWay, flipping burgers with teens, or standing in the rain or snow in winter as a seventy-five-year-old security guard. Even worse, watching impudent youngsters in a diner, impatiently snapping their fingers at your sixty-five-year-old waitress wife as she battles with arthritis and fatigue.
While we wear smart clothes paid for by credit cards, walk on financed carpets in our mortgaged house, and drive a leased car, we may feel successful, but the reality is we’re in deep trouble. The government will be unable to help us in our old age. Millions of citizens will return from their home countries in their dotage to take advantage of our health care system, as will the illegal immigrants. And your chances of getting to a million dollars in liquid assets may not be as good as they once were, especially since your divorced, single parent daughter moved back home with her screaming offspring and your 34-year-old loser son still lives in your basement.
Increasing debt and vulnerability is a reality for many as they age.
As we get older, our energy, memory, and health are not what they used to be. Unexpected ailments arise, along with unforeseen expenses. Things break and need replacing. The missus needs special care. We have to hire people to do things we could once do ourselves, and service people are extremely expensive.
We get laid off, fired and “let go” when our employers find that they can pay a younger, eager, and energetic immigrant a fraction of what we earn, and we find that we don’t have the same appeal we once did when going for job interviews. What to do? What real options do we have? Wer’e understandably more careful and risk-averse than before.
A bunch of people are seriously considering retiring in faraway places like Ecuador, Panama, Costa Rica, Panama, Argentina, Thailand and the like. The grass is certainly greener over the cesspit. I grew up in a country (South Africa) that is now third world and sinking fast, so I know the difference between first and third world countries. I have already immigrated once, and I don’t like the idea of subjecting my wife to an alien culture again, especially in a “developing” country where you are definitely not as safe as you might be led to believe by the person selling you that dream property. I don’t like this option any more than that of moving to some godforsaken little village and calling it “downsizing”, when in reality all you’re doing is delaying the inevitable while significantly dropping your standard of living and quality of life, when that’s the last thing you should be doing at this time of your life.
Here’s the bottom line: This is your option: You can spend less or you can earn more.The latter is a lot more appealing to me and it should be to you, too. I’m not talking about getting involved with some get-rich-quick scheme or risking your life savings, however meager, on some franchise or business opportunity scam.
I’m talking about a minor investment (less than $1,000) to learn how to earn as much money as you want in a relatively short period of time with no selling, overhead, no further investment, or pressure. Part-time. Anywhere in the world. I have run my business comfortably from Los Angeles, Hawaii, Cancun, Johannesburg, Toronto, Vancouver, England - and I live in Vancouver. Regardless of your age, circumstances, background connections, or education, you can become a Joint Venture Broker and retire easily, soon, and comfortably. No downgrading, no tightening of the proverbial belt, no compromise. On the country, you can UPGRADE your quality of life and enjoy a relaxed, secure, and happy old age.
I have a twenty year track record and I teach people all over the world to do this. I’m nearly 55, and I live what I teach. For more information, visit my website at www.DollarMakers.com.
Robin J. Elliott
